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Reader Q&A: The First-Time Homebuyer Credit

On occasion, I’ll receive a question from a Prudent Penny Blog reader whose answer I believe could be beneficial to other readers. This is one of those instances. QUESTION Hey Derek – I bought a condo...

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Evaluating Your Options: Renting vs. Owning A Home

As you may or may not know, I am currently in the process of selling my condo in San Diego.  Until recent, I had just assumed that I would purchase another property once the condo sold; however, after...

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SOLD! Lessons Learned from My First Home Ownership Experience

This morning, my partner (Nate) and I closed escrow on the sale of our first home, thus closing the book on what has probably been the worst chapter in both of our lives.  Now, as I exhale for the...

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Use Excel to Calculate an Accurate Mortgage Payment

As most of you probably know, my partner and I recently sold our condo in Clairemont and are now ‘passively’ exploring the market for our next property.  I say ‘passively’ because we haven’t yet...

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The Best FREE MLS Search Engine

I’m not going to go into too much detail on this blog because I think a lot of you probably already know about ZipRealty; but for those of you that aren’t yet familiar with ZipRealty, it is a great...

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Our Strategic Patnership with Nathan Crowley of Team Metro Real Estate

My partner, Nathan, recently transitioned into a position as a real estate agent for Team Metro Real Estate; an 8-agent boutique real estate firm located right here in San Diego at 1985 5th Ave, San...

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Why NOW is the Time to Buy Real Estate

I’ve been considering the purchase of a new home for some time now, but have delayed my purchase in large part because I don’t have the full 20% down payment amount that is required in order to avoid...

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Should You Consider a Short Sale?

It seems that now days, you can’t walk a block without spotting a real estate sign advertising a short sale.  Thanks to a combination of the predatory lending practices that ran rampant throughout the...

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